Best Zero balance digital Saving accounts and rates ?

Hey, guy, 's I'm back with another blog In this blog I'm going to tell you Best Zero balance digital Saving accounts and rates. So let's start.

Top 3 zero balance saving accounts

1. Kotak Mahindra Bank

Account Name                                               Interest Rate

Kotak 811                                                      up to 1 lakh-5%

                                                                      1 lakh to 1 crore-6%

                                                                      Above 1 crore-5.5%

• Kotak Mahindra bank's 811 is a full digital account this bank offers to open your account via Mobile app and Website (Kotak Mahindra Bank) within 5 minutes.
• The Kotak Mahindra bank gives the instant virtual shopping debit card.
• After opening an account you have to do KYC verification, you can take the appointment for full verification.
• The full KYC has to be done within 1 year from opening the account
• In Mobile banking customer can also pay scan the QR codes
•  And it provides you cheque-book and physical Debit card and Credit card.
• You can transfer money NEFT/IMPS done through this account any time anywhere free.

2. DBS Bank

Account Name                                                        Interest Rate

digisaving                                                                 Up to 1 lakh-6%

                                                                                 1 lakh to 2 lakhs-7%

                                                                                 2 lakhs to 5 lakhs-5%

                                                                                  Above to 5 lakhs-4%

• DBS Bank provides app-based mobile banking service to its customer.

• People having smartphone and Aadhar card can open digisaving account.

• The bank provides a range of products and services, such as up to 7% interest rate, e-Wallet feature, unlimited free ATM withdrawals from any ATM, Free Online funds transfer via NEFT and IMPS.
• The Visa debit card provided for this account comes with payWave feature.
• However a customer can't fund the account by cash or cheque.

3. Indusland Bank

Account Name                                                                  Interest Rate

Basic small saving                                                            Up to 10 lakhs-4%

                                                                                          10 lakhs to 1 crore-5%

                                                                                          1 crore to 10 crore-5.5%

                                                                                          Above 10 crores-6%    

• Indusland bank offers to the customer to open an account with minimum documentation.
• Account holders get a free ATM card through which they can carry out unlimited transactions at all IndusInd ATMs across India and also get 5 free transactions at other bank’s ATMs.
• Account holders can also carry out online fund transfer through NEFT and RTGS at no additional charge.
• The bank does not penalize account holders in case of non-maintenance of minimum average quarterly balance as it is a zero balance account.
• It is noteworthy that foreign remittances are not allowed in these accounts.

     

  These are the Top 3 Zero balance digital saving accounts that you can open via Internet.